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Using other people's money is, as Joseph Schumpeter pointed out, what entrepreneurs do. "...risk bearing is no part of the entrepreneurial function. It is the capitalist who bears the risk. The entrepreneur does so only to the extent to which, besides being an entrepreneur, he is also a capitalist, but qua entrepreneur he loses other people's money."
"The Railroad Problem in American Politics, August 1, 1874" in Lauren E. Crane (ed.), Newton Booth of California: His Speeches and Addresses (New York: G.P. Putnam's Sons, 1894), 161.