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Rules for International Monetary Stability, with Michael Bordo (Eds.), Hoover Institution Press, forthcoming 2017
Policy Stability and Economic Growth: Lessons from the Great Recession, with commentaries by Andrew Haldane, Patrick Minford, and Amar Radia, The Institute of Economic Affairs, London, U.K., 2016
Central Bank Governance and Oversight Reform , with John Cochrane (Eds.), Hoover Institution Press, 2016
Making Failure Feasible: How Bankruptcy Reform Can End "Too Big To Fail", with Kenneth Scott and Thomas Jackson (Eds.), Hoover Institution Press, 2015
Inequality and Economic Policy: Essays in Memory of Gary Becker , with Tom Church and Chris Miller (Eds.), Hoover Institution Press, 2015
Frameworks for Central Banking in the Next Century, Special Issue of the Journal of Economic Dynamics and Control, with Michael Bordo (Eds.), Volume 49, December 2014, pp. 1-164
Across the Great Divide: New Perspectives on the Financial Crisis, with Martin Neil Baily (Eds.), Hoover Institution Press, Stanford, California, with the Brookings Institution, 2014
First Principles: Five Keys to Restoring America’s Prosperity, New Paperback Edition (with new introduction), 2013, Hardcover or Kindle Edition, 2012
Government Policies and the Delayed Economic Recovery, with L. Ohanian and I. Wright, (Eds.), Hoover Institution Press, 2012, Hardcover on Amazon or Kindle version
Interviews and Biographical
Interview on Lessons from the Financial Crisis, with Steve Cecchetti and Kim Schoenholtz, Money and Banking, November 23, 2015
Game Changers Interview, MONEY Magazine, August 2012
Interview on Research on Policy and the Response to the Crisis, Region Focus, Federal Reserve Bank of Richmond, First Quarter 2012, pp,29-33.
Interview on Economic Policy, Citadel Conversation, June 2012
Fiscal Follies, Monetary Mischief, Barron’s Interview with Gene Epstein, April 2012
Interview on Teaching Economics with Simon Bowmaker, in The Heart of Teaching Economics: Lessons from Leading Minds, 2011
The Quest for Rules, Interview in Finance and Development, International Monetary Fund, March 2008
Adam Smith Award, National Association of Business Economics, September 2007
Back to the World of Ideas Article about returning to research and teaching after Washington, February 2007
Interview on Global Imbalances and Monetary Policy Rules, Special Report, Citigroup Global Economic and Market Analysis, 2006
Interview on Monetary Research and Policy, From The Region, Federal Reserve Bank of Minneapolis, June 2006
Shorter Interview on Monetary Research and Policy, From Hoover Digest, Fall 2006, adapted from The Region
Profile on International Policy Making, From The Washington Diplomat, December 2005
Interview about Research in the 1990s, From Conversations with Leading Economists, 1999
Profile on Teaching, From Stanford Today, 1998
Books and Collections of Articles on Monetary Policy and International Finance
The Taylor Rule and the Transformation of Monetary Policy, Even Koenig, Robert Leeson, and George Kahn (Eds.), Stanford: Hoover Press, 2012
Contributions to Macroeconomics in Honor of John Taylor, Journal of Monetary Economics, Vol. 55, Pages S1-S126, October 2008.
Policies in International Finance 2001-2005: Speeches and testimony given as Treasury Under Secretary with short background pieces, 2005
Conference Recognizing 10th Anniversary of the Taylor Rule (Nov 2002) Conference Volume, Journal of Monetary Economics Vol. 50, No. 5
Monetary Policy Rules, (Editor), University of Chicago Press, 1999
Inflation, Unemployment, and Monetary Policy, (with Robert Solow), MIT Press
Handbook of Macroeconomics, (Editor with Michael Woodford)
Central Bank Models: Lessons from the Past and Ideas for the Future, Keynote Presentation at the Workshop "Central Bank Models: The Next Generation," Bank of Canada, November 17, 2016
Remarks on Monetary Rules for a Post-Crisis World, Journal of Macroeconomics, forthcoming
Interest on Reserves and the Fed's Balance Sheet, Cato Journal, Vol. 36 (3), Fall 2016, pp. 711-720
The Role of the Chinese Economy in the World Economy: A U.S. Perspective , China Economic Review, Volume 40, 2016, pp. 281-285
Independence and the Scope of the Central Bank's Mandate , Sveriges Riksbank Econmic Review, 2016:3
National and International Monetary Reform, in Blueprint for America, George P. Shultz (Ed.), Hoover Institution Press, Stanford, CA, 2016, pp. 59-70
An International Monetary System Built on Sound Policy Rules, Keynote Address at the University of Crete, Rethymno, May 2016
Finding the Equilibrium Real Interest Rate in a Fog of Policy Deviations, with Volker Wieland, Business Economics, 51 (3), July 2016, pp. 147-154
Slow Economic Growth as a Phase in a Policy Performance Cycle, Journal of Policy Modeling, 38 (4) pp. 649-655, 2016
The Staying Power of Staggered Wage and Price Setting Models in Macroeconomics, Handbook of Macroeconomics, Volume 2, John B. Taylor and Harald Uhlig, (Eds), Elsevier Science, Amsterdam
Can We Restart The Recovery All Over Again?, American Economic Review, Papers and Proceedings, 106 (5) May 2016, pp. 48-51.
Using Hybrid Macro-Econometric Models to Design and Evaluate Fiscal Consolidation Strategies, Hoover Economics Working Paper 15117, December 2015
Rethinking the International Monetary System, The Cato Journal, 36 (2), Spring/Summer 2016, pp. 239-250.
Opening Remarks for "The Fed at a Crossroads: Where to Go Next?", Hutchins Center on Fiscal and Monetary Policy, Brookings, Institution October 15, 2015
Recreating the 1940s-Founded Institutions for Today's Global Economy, Remarks upon receiving the Truman Medal for Economic Policy October 14, 2015
A Rules-Based International Monetary System for the Future, International Monetary Cooperation: Lessons from the Plaza Accord After Thirty Years, C.F. Bergsten and Russell Green (Eds.) Peterson Institute for International Economics: Washington, 2016, pp. 217-236.
Preface to Making Failure Feasible, Thomas Jackson, Kenneth Scott, John Taylor (Eds.), Hoover Institution Press, 2015, pp. xi-xv
A Monetary Policy for the Future, in Progress and Confusion: The State of Macroeconomic Policy, Olivier Blanchard, Raghuram Rajan, Kenneth Rogoff, and Lawrence H. Summers (Eds.), MIT Press, 2016 Working Paper
A Tractable Framework for Analyzing a Class of Nonstationary Markov Models , with Lilia Maliar, Serguei Maliar, and Inna Tsener, NBER Working Paper Number 21155, May 2015
Getting Back to a Rules-Based Monetary Strategy, presented at the Shadow Open Market Committee Conference, March 20, 2015
Inflation Targeting in Emerging Markets: the Global Experience, Keynote Address, Fourteen Years of Inflation Targeting in South Africa and The Challenge of a Changing Mandate, South African Reserve Bank Conference Series, Pretoria, South Africa, October 30, 2014, pp.1-18.
Introduction to Frameworks for Central Banking in the Next Century, with Michael Bordo, A Special Issue of the Journal of Economic Dynamics and Control, Volume 49, December 2014, pp. 1-3.
Foreword to Sovereign Debt Management , Rosa M. Lastra and Lee Buchheit (Eds,) Oxford University Press, New York, NY, 2014, pp. vii-ix
Re-Normalize, Don't New-Normalize Monetary Policy, Macroeconomic Review, Monetary Authority of Singapore, Vol. 13, October 2014, pp. 86-90, Working Paper also presented at the IMF Conference on Monetary Policy in the New Normal, April 13, 2014, Washington, D.C.
Rapid Growth or Stagnation: An Economic Policy Choice, Journal of Policy Modeling, 36 (4) July/August 2014, pp. 641-649
The Role of Policy in the Great Recession and the Weak Recovery, American Economic Review, Papers and Proceedings,104 (5), May 2014, pp. 61-66
Causes of the Financial Crisis and the Slow Recovery: A 10-Year Perspective, Across the Great Divide: New Perspectives on the Financial Crisis, Martin Baily and John B. Taylor (Eds.), Hoover Press, 2014. Working Paper Prepared for the October 1, 2013 Brookings/Hoover Financial Crisis Conference, December 2013
International Monetary Policy Coordination: Past, Present and Furture, Prepared for the 12th BIS Conference, June 21, 2013
Simple Rules for Financial Stability, Financial Markets Conference, Federal Reserve Bank of Atlanta, Stone Mountain, Georgia, SIEPR Discussion Paper 12-031, April 9, 2013
Fiscal Consolidation Strategy: An Update for the Budget Reform Proposal of March 2013, with John F. Cogan, Volker Wieland, Maik Wolters, SIEPR Discussion Paper 12-033, March 18, 2013
Remarks on Monetary Policy Challenges, Bank of England Conference on "Challenges to Central Banks in the 21st Century" in Honor of Mervyn King, SIEPR Discussion Paper 12-032, March 26, 2013.
International Monetary Coordination and the Great Deviation, Journal of Policy Modeling, 35 (3), May/June 2013, pp. 463-472, Wkg Paper, presented at the AEA Annual Meetings, January 5, 2013
The Effectiveness of Central Bank Independence Versus Policy Rules, Business Economics, 48(3), July 2013, pp. 155-162, Wkg Paper, presented at AEA Annual Meetings, January 4, 2013
Less Recent Papers
Recent Congressional Testimony
Unconventional Monetary Policy, Normalization, and Reform, Testimony before the Subcommittee on Monetary Policy and Trade Committee on Financial Services, U.S. House of Representatives, December 7, 2016
Interest on Reserves and the Fed's Balance Sheet, Testimony before the Subcommittee on Monetary Policy and Trade Committee on Financial Services, U.S. House of Representatives, May 17, 2016
The Greek Economic Crisis and Lessons Learned, Testimony before the Subcommittee on Europe and Regional Security Cooperation, Committee on Foreign Relations, U.S. Senate, July 29, 2015
How Bankruptcy Reform Can Address "Too Big to Fail", Testimony before the Subcommittee on Financial Institutions and Consumer Protection, Committee on Banking, Housing, and Urban Affairs, U.S. Senate, July 29, 2015
Federal Reserve Reform Proposals, Testimony before the Subcommittee on Monetary Policy and Trade Committee on Financial Services, U.S. House of Representatives, July 22, 2015
Recent Trends in Federal Reserve Transparency and Accountability, Testimony Before The Oversight and Investigations Subcommittee, Committee on Financial Services, U.S. House of Representatives, July 14, 2015
The Economic Effects of a Fiscal Consolidation Strategy, Testimony before the Committee on the Budget, U.S. House of Representatives, June 17, 2015
IMF Reforms and Global Economic Stability, Testimony before the Committee on Financial Services, U.S. House of Representatives, June 17, 2015
Requirements for the Fed to Describe Its Strategy, Testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, March 3, 2015
Requirements for Policy Rules for the Fed, Testimony before the Committee on Financial Services, U.S. House of Representatives, July 10, 2014
After Unconventionnal Monetary Policy, Testimony before the Joint Economic Committee of Congress, March 26, 2014
Monetary Policy and the State of the Economy, Testimony before the Committee on Financial Services, U.S. House of Representatives, February 11, 2014
Too Big to Fail, Title II of the Dodd-Frank Act and Bankruptcy Reform, Testimony Before The Oversight and Investigations Subcommittee Committee on Financial Services, U.S. House of Representatives, May 15, 2013
A Steadier Course for Monetary Policy, Testimony before the Joint Economic Committee of Congress, April 18, 2013
A Review of Recent Monetary Policy, Testimony before the Subcommittee on Monetary Policy and Trade Committee on Financial Services US House of Representatives, March 5, 2013
Government Regulatory Policies and the Delayed Economic Recovery, Testimony before the Committee on the Judiciary, September 20, 2012
Testimony before the Subcommittee on Domestic Monetary Policy of the Committee on Financial Services at the Hearing on "Improving the Federal Reserve System: Examining Legislation to Reform the Fed and Other Alternatives," May 8, 2012
A Regulatory Moratorium as Part of a Comprehensive Economic Strategy, Testimony before the Subcommittee on Courts, Commercial and Administrative Law, Committee on the Judiciary, February 27, 2012
Testimony before the Joint Economic Committee at the Hearing on “Monetary Policy Going Forward: Why a Sound Dollar Boosts Growth and Employment,” March 27, 2012
Papers on the Long Boom and the Great Moderation
Op-Eds and Articles
Monetarist Tools Have Failed to Lift Economies, (joint letter with John Eatwell) , Financial Times, September 20, 2016
Statement on the Financial CHOICE Act, (joint with other economists), June 21, 2016
A New Tool for Avoiding Big-Bank Failures: 'Chapter 14' , (with Emily Kapur), Wall Street Journal, March 11, 2016
Statement on Policy Rules Legislation, (joint with other economists), February 9, 2016
The Lessons Greece's Lenders Forgot, Wall Street Journal, July 9, 2015
Understanding Greece's Woes: Questions and Answers with Clifton Parker, Stanford Report, July 6, 2015
Taylor on Bernanke: Monetary Rules Work Better Than 'Constrained Discretion', Wall Street Journal, May 2, 2015
A Recovery Waiting to Be Liberated, Wall Street Journal, March 4, 2015
A New Twist in Online Learning at Stanford, Wall Street Journal, September 1, 2014
The Fed's Ad Hoc Departures from Rule-Based Monetary Policy Has Hurt the Economy, Wall Street Journal, July 22, 2014
How to Spark Another 'Great Moderation', Wall Street Journal, July 15, 2014
The Fed Needs to Return to Monetary Rules, Wall Street Journal, June 26, 2014
Obama and the IMF Are Unhappy With Congress? Good, Wall Street Journal, February 14, 2014
The Economic Hokum of 'Secular Stagnation', Wall Street Journal, January 1, 2014
Economic Failure Causes Political Polarization, Wall Street Journal, October 28, 2013
The Weak Recovery Explains Rising Inequality, Not Vice Versa, Wall Street Journal, September 9, 2013
Once Again, the Fed Shies Away From the Exit Door, Wall Street Journal, July 12, 2013
Please Be Sure to Share Your Thoughts, Mr Governor, Financial Times, July 2, 2013
How to Let Too-Big-To-Fail Banks Fail (with Kenneth E. Scott), Wall Street Journal, May 15, 2013
A Better Strategy for Faster Growth (with George P. Shultz, Gary S. Becker, Michael J. Boskin, John F. Cogan, Allan H. Meltzer), Wall Street Journal, March 24, 2013
How the House Budget Would Boost the Economy, Wall Street Journal, March 18, 2013
Sequester Impact Small, Says Stanford Professor: Chart, Bloomberg, March 1, 2013
Fed Policy Is a Drag on the Economy, Wall Street Journal, January 29, 2013
Raw Deal, A critique of Michael Grunwald’s review of the stimulus, Foreign Policy, November 2012
Intro to Romneynomics, Defining Ideas, October 29, 2012
The Romney Cure for Obama-Induced Economic Ills, Wall Street Journal, October 4, 2012
The Magnitude of the Mess We're In (with George P. Shultz, Michael J. Boskin, John F. Cogan, Allan H. Meltzer), Wall Street Journal, September 17, 2012
The Hidden Costs of Monetary Easing (with Phil Gramm), Wall Street Journal,September 12, 2012
When Volcker Ruled, Wall Street Journal,September 8, 2012
The Road to Recovery, City Journal, Vol. 22, No. 3, Summer 2012
Monetary Policy and the Next Crisis, Wall Street Journal, July 5, 2012
Slowing Foreclosures Will Harm Housing Market, San Francisco Chronicle (with Doug Holtz-Eakin), July 2, 2012
Rules for America's Road to Recovery, Wall Street Journal, June 1, 2012
The Dangers of an Interventionist Fed, Wall Street Journal, March 29, 2012
A Better Grecian Bailout, Wall Street Journal, February 22, 2012
Economics for the Long Run, Wall Street Journal, January 25, 2012
Videos of Interviews and Talks
Studying Trumponomics Fox Business, December 19, 2016
The Fed 'getting back to normal' CNBC Squawk Box, December 6, 2016
Makes Sense for Fed to Hike in December Bloomberg, November 29, 2016
The Election and Economic Policy CNBC Squawk Box, November 9, 2016, 5:45 AM
Keynote Address Mercatus-CMFA Academic Conference on "Monetary Rules for a Post-Crisis World," September 7, 2016
It's About Time Fed Moves Rates Higher CNBC Squawk Box, September 20, 2016
John Taylor on Fed Policy, Taylor Rule Bloomberg Markets, August 26, 2016
U.S. Stock Markets Absorbing Brexit Shock Fox Business Network's The Intelligence Report, June 30, 2016
Don't Expect Brexit Armageddon CNBC Squawk on the Street, June 23, 2016
Why the Fed Failed Wall Street Journal's Opinion Journal, June 16, 2016
Santelli Exchange: John Taylor on negative rates CNBC Squawk on the Street, June 16, 2016
Does Capitalism Need Saving? Milken Institute Global Conference, May 3rd, 2016
John Taylor Offers Way Out of Downward Interest Rate Spiral Central Banking, April, 2016
Bank of America/Merrill Lynch Walter E. Hoadley Annual Economic Forecast The Commonwealth Club of California, January 29, 2016
QE Was a Misstep the Fed Could've Avoided: Taylor Rule Economist BNN, November 27, 2015
The Pros of Higher Insterest Rates The Street, November 12, 2015
Fed Rates 'Too Low for Too Long' CNBC Santelli Exchange, October 26, 2015
Getting Rates to Normal CNBC Squawk Box, September 14, 2015
Time to Normalize Rates Now CNBC Squawk Box, August 31, 2015
Time to Reform the Fed? CNBC Squawk Box, July 10, 2015
Uncertainty Plagues Greece CNBC Squawk Box, June 29, 2015
Economist Says Economy Would Benefit From Rate Hikes Fox Business, June 23, 2015
Striking the Right Balance with Fed CNBC Squawk Box, March 20, 2015
Fed's Policy 'Disappointing' CNBC Squawk Box, September 10, 2014
Revolutionizing Higher Education CNBC Squawk Box, September 10, 2014
Nice-Squared Bretton Woods Conference , September 2, 2014
Legislation to Reform the Federal Reserve on Its 100-year Anniversary Testimony before the Committee on Financial Services, U.S. House of Representatives, July 10, 2014
Time to Reform the Fed CNBC Squawk Box, July 10, 2014
Sudden Interest Rate Hike Could Shake Markets: Pro CNBC Squawk Pretrade, June 25, 2014
John Taylor's Growth Outlook CNBC's Street Signs, May 29, 2014
Fed policy Under Fire CNBC's Santelli Exchange, April 30, 2014
Fed policy hasn't worked well: Expert CNBC's Santelli Exchange, March 21, 2014 (2:34)
Federal Reserve Announces Pull Back on Stimulus as Bernanke Nears End of Tenure PBS NewsHour, December 18, 2013 (12:37)
Interview with Rick Santelli on the Fed (after his auction report) CNBC's Santelli Exchange, December 18, 2013 (3:41)
Debate with Alan Greenspan and John Taylor (1) The Kudlow Report, December 10, 2013 (4:27)
Debate with Alan Greenspan and John Taylor (2) The Kudlow Report, December 10, 2013 (4:23)
After 100 years, What's Next for the Fed Chart Cast from Hoover Retreat, November 12, 2013 (26:25)
John Taylor Urges Fed Return to Predictable Policy, Bloomberg's Market Makers November 1, 2013 (6:04)
Yellen to return to old Fed policies? Fox Business, November 1, 2013 (3:59)
A Climate Change in Economic Policy Speech at Dallas Fed, October 3, 2013 (12:54)
Summers out, Yellen in? CNBC's Kudlow Report, September 17, 2013 (11:28)
Is Janet Yellen the likely pick for Fed? Fox Business, September 16, 2013 (6:20)
The Debt Limit Showdown CNBC's Rise Above, August 27, 2013 (7:22)
Fed Should Be Deliberative on Tapering, Taylor Says Bloomberg's Street Smart , August 23, 2013 (7:57)
Too Much Talk Can Lower Transparency, Taylor Says December 16, 2016, Surveillance, Bloomberg Radio (41:52).
John Taylor on the John Batchelor Show December 13, 2016, John Batchelor Show(19:01).
Taylor on Bloomberg Surveillance August 29, 2016, Surveillance, Bloomberg Radio (43:42).
Bank of America/Merrill Lynch Walter E. Hoadley Annual Economic Forecast January 29, 2016, The Commonwealth Club of California
Taylor on Bloomberg Surveillance October 7, 2015, Surveillance, Bloomberg Radio (24:01).
Taylor on Hays Advantage March 19, 2015, Hays Advantage, Bloomberg Radio.
John Taylor on the John Batchelor Show March 10, 2015 John Bachelor Show.
Taylor on the Hugh Hewitt Show March 4, 2015, Hugh Hewitt, Radio Show.
John Taylor on the John Batchelor Show June 3, 2014, John Bachelor Show.
Taylor on Hays Advantage May 29, 2014, Hays Advantage, Bloomberg Radio.
Taylor on the Larry Kudlow Show March 22, 2014, The Larry Kudlow Show (86:34).
Taylor on the Larry Kudlow Show February 15, 2014, The Larry Kudlow Show (78:28).
John Taylor on the John Batchelor Show January 14, 2014, John Bachelor Show (19:27).
Extreme Policies Are a Big Problem, Despite Naysayer November 5, 2013, John Batchelor Show (10:07).
What Will It Take to Get the US Economy Moving? October 3, 2013, National Press Club Update-1 (9:47).
Republican Convention Coverage Part 2 August 30, 2012, WNYC's Brian Lehrer Show (44:25).
The Romney Economic Plan August 29, 2012, NPR's On Point (47:31).
Taylor on a Gold Standard and a Rules Based Fed Policy August 27, 2012, Hays Advantage (15:29).
First Principles and the Rule of Law June 26, 2012, John Bachelor Show.
First Principles: Five Keys to Restoring America's Prosperity June 18, 2012, Money, Riches, and Wealth (21:55).
Fixing the weak US economy requires more long-term policy June 5, 2012, Market Place (4:04).
John Taylor's 2012 Hayek Prize May 15, 2012, John Batchelor Show.
2012 Hayek Prize for First Principles May 15, 2012, John Batchelor Show (39:47).
John Batchelor Show Debate at the Hoover Institution, April 28-29, 2012
Keynes and Hayek, with attention to Milton Friedman's conversation on Keynes and Hayek. Nicholas Wapshott, John Taylor, Michael Boskin, Russ Roberts. (Three segments broadcast on April 28 and 29, 2012 on the John Batchelor Show)
Taylor on Rules, Discretion and First Principles April 30, 2012, EconTalk. 1:02:34
Lessons From the Financial Crisis for Teaching Economics, Slide Presentation for AEA Conference on Teaching. June 2011
Economics 1A Debt Charts from Lecture 2, S&P 500 Box, Adam Smith on the Woolen Coat; Smith Bio, The Role of Private Organizations, Rose Friedman, McKinnon on China, Lehman Weekend, JPMorgan-Money Multiplier, Monetary Imbalance Table-GDW, Phelps On Tunisia, Shultz on Steady as You Go, Requirements for Policy Rules for the FOMC
Caps for Sale: The Economic Side of the Story Stanford Economics Graduation, June 2008
Economics 169, Spring 2008
Economics 212, Spring 2008
Ideas for the Economics Lecture Innovative Techniques for Teaching Economics
Earlier Editions of Textbooks
Economics, Second Edition, Houghton Mifflin
Economics, Third Edition, Houghton Mifflin
Economics, Fourth Edition, Houghton Mifflin
Economics, Fifth Edition, Houghton Mifflin
Economics, Sixth Edition, Houghton Mifflin
Principles of Microeconomics, Second Edition, Houghton Mifflin
Principles of Microeconomics, Third Edition, Houghton Mifflin
Principles of Microeconomics, Fourth Edition, Houghton Mifflin
Principles of Microeconomics, Fifth Edition, Houghton Mifflin
Principles of Microeconomics, Sixth Edition, Houghton Mifflin
Principles of Macroeconomics, Second Edition, Houghton Mifflin
Principles of Macroeconomics, Third Edition, Houghton Mifflin
Principles of Macroeconomics, Fourth Edition, Houghton Mifflin
Principles of Macroeconomics, Fifth Edition, Houghton Mifflin
Principles of Macroeconomics, Sixth Edition, Houghton Mifflin
Macroeconomics , Principles Text for Australian Economy with Bruce Littleboy, Third Edition, John Wiley
Microeconomics, Principles Text for Australian Economy with Lionel Frost), Third Edition, John Wiley
Handbook of Macroeconomics, (Editor with Michael Woodford)
Macroeconomics Intermediate Text with Robert E. Hall and David Papell, Sixth Edition, WW