Dental Plan Comparison 2019: Retirees

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Delta Dental PPO
Plan #1149
BasicsShow/Hide

Overview

This plan pays in-network benefits when your care is either provided or authorized by your Delta Dental PPO network dentist.

If your network dentist does not provide or authorize your care, the charges are considered out-of-network.

You are encouraged to obtain a predetermination of benefits from Delta for services greater than $300, or for crowns or bridges.

Coinsurance

Network:
- Preventive and diagnostic: 100% of the negotiated rate
- Basic procedures: 80% of the negotiated rate
- Major restorative procedures: 50% of the negotiated rate

Non-Network:
- All services: 50% of usual & customary charges

Deductible

Network: $0 per individual/$0 per family
Non-network: $50 per individual/$150 family

Annual maximum

Network & Non-Network Combined: $1,000 per individual
Other Services (A-E)Show/Hide

Anesthesia

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

Bridges

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Crown

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Dentures

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Extractions

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible
Other Services (F-O)Show/Hide

Fillings

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

Gingivectomy

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

Gold restorations

(Inlays & Onlays only) Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Inlays

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Implants

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Onlays

Major Restorative procedures service:
Network: 50%
Non-Network: 50% after deductible

Oral surgery

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible
Other Services (P-Z)Show/Hide

Periodontal surgery

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

Prescription drugs

Not covered

Root canals

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

Space maintainers

Preventive and Diagnostic service:
Network: 100%
Non-Network: 50% (deductible waived)

Splinting

Not covered

TMJ (Temporomandibular joint syndrome)

Not covered
Preventive Type of CareShow/Hide

Cleanings

Preventive and Diagnostic service:
Network: 100%
Non-Network: 50% (deductible waived)
Plan allows up to 2 cleanings a year.

Fluoride treatments

Preventive and Diagnostic service:
Network: 100%
Non-Network: 50% (deductible waived)

Routine exams

Preventive and Diagnostic service:
Network: 100%
Non-Network: 50% (deductible waived)

Sealants

Basic procedures service:
Network: 80%
Non-Network: 50% after deductible

X-rays

Preventive and Diagnostic service:
Network: 100%
Non-Network: 50% (deductible waived)