Retirement Worksheet
(see instructions)

Retirement Annuity
Single (worker only)
Joint (50% Survivor)
Female Male
Nearest age
Beneficiary (if joint)
Female Male
Nearest age
Investment Real Return
Expected (% per year)
Std Dev. (% per year)
Real Annuity discount rate
(% per year)
Worker Retirement Age
Retirement age
Current (yrs salary)
Future (% of salary)
Real Salary Increases
Annual (% per yr)
Geometric mean approximation
Simulate cases
Pctls: . .

Replacement Ratio (% of final salary)

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