Chapter 1: Genesis, footnote 23, page 9 Ch1 fn. 23 p. 9 Tags: Scholarly Articles, Histories and Biographies, Capital/Finance Ellis Paxson Oberholtzer, Jay Cooke: Financier of the Civil War, 2 vols. (Philadelphia: George W. Jacobs, 1907), 1:51, 56-61, 101-2. capital, Henrietta M. Larson, Jay Cooke: Private Banker (Cambridge: Harvard Univ. Press, 1936), 98. David M. Gische, "The New York City Banks and the Development of the National Banking System, 1860-1870," American Journal of Legal History 23 (Jan. 1979): 26.